Get ready to avert your eyes!

The Octomom has stripped down to just a pair of panties for a pictorial in U.K. magazine Closer. Nadya Suleman, who covers up with two strategically placed hands, tells TMZ she did it to help pay her bills. She got $10,000 for the stunt.

Nadya tells the gossip blog that she's drawing the line at nude photos, insisting she won't do porn.

In the mag, Nadya says, "Men love me -- but I will be celibate for the next 15 years." She's waiting for the octuplets to turn 18 before dating again.